Alarm in finances of the Churches

We wrote this document with an aim of clearing up the financial steps taken by the Christian Churches. Several among you try to increase, rebuild, maintain, multiply their Church with the gifts of the faithful ones. However, as explained in this document, it is necessary to prevent not to set an impossible goal.

Having several years of experiments in the field of finance and the unspecified formations in the finance of the companies, I had an explanation of the current situation relating to the financing of the Churches. I gave myself an account which the Churches financially aimed of the impossible goals by taking account of the factors of the market and the company. How much Churches have been built for several years? How much Churches fall in ruin? We will show you that with the actualization of monetary flows, most Churches move back to achieve their goal, even with the gifts of the insufficient rich person.

To give you an idea, think that your money today will not buy the same quantity tomorrow, because of inflation, the speculation, the customer traffic, the scarcity of the resources, etc. Thus, even if you collect gifts and that your account of bank increases, does he does increase sufficiently quickly so that you carry out your objectives?

Still, we go you show it that financially, the objective to build a new Church corresponds to run up on a wall more solid than iron. But obviously, there exist solutions which we will present to you too.

For several which knows finance, it will not be necessary for these to read this section, but if you are not familiar, you can nevertheless throw there an eye, a cooling of your memory is beneficial too.

Here is, the actualization of monetary flows takes account of the value of the money in time. Therefore, if 1 $ buys one bottle of water today, you will need 2 $ to buy same water tomorrow, suppose in 10 years.

To bring up to date monetary flows, let us suppose that you have 400 000 $ banks about it, and that you want to know how much are worth really this money in 10 years. It is necessary to use FORMULA 2.1 below:

From where the “Having” is what you currently have out of money, then “ i ” is the rate of inflation and speculation of the property markets expressed as a percentage, and “n” is the number of years that you believe to carry out your objective.

Here an example, with 400 000 $ like having, a rate of inflation and speculation of the property market of 10% per year, over one 10 years period, here what is worth this 400 000 $ today:

You understand the importance now to establish a clear current value, because you could not meet your financial objectives. Now let us see the following section which shows how an isolated Church will meet with difficulty or probably never its objectives of purchases of a Church.

To know if you approach your objective of purchase, it is enough to establish a price difference compared to last year. For example, if the Church that you want to build costs 1 today 100 000, but that last year, the same Church cost 1 000 000 $, the difference is of 100 000 $. It is necessary for you to gain more than 100 000 $ to advance in your objective. If you gain that 30 000 $ in gifts, you moved away from your objective of 70 000 $. If you gained 110 000 $, you approached your objective of 10 000 $ only, and you have just lost 100,000 $ too. Do you understand?

Obviously, per hour when one speaks oneself, the price of a church probably costs 1.5 million for something of modest. Much adapts construction standards not very aesthetic. And some rent commercial premises rather than to buy them. The time of the cathedrals was caught up with by an unstable economy subjected to inflation, speculation of the fixed assets, including ground and building.

But you reassure, there is hope, and it is the reason for which I write this document, it is so that the Churches meet their objective and reach even better than that they have plan from the beginning. The solutions are presented to you to the following section.

Just to also tell you that even the maintenance of a building could be a challenge. Any material ends up corroding, you see that even the Catholic church separates certain churches. What implies that it is necessary to have the solid kidneys to be an individual church, if not to adopt solutions suggested with the next section.

1. The first solution which is suggested to you, it is to link your finances together in the form of trust or of purchase of actions of participation in the Federation of the Christian Churches so that we can invest as of today lots of capital in the purchase of Churches. Obviously, the decisions will not be made individually and your turn will have to be expected, but unquestionable thing, we will build and maintain more Churches of the kind.

2. The second solution concerns Joint venture with Christian Churches of your choice. This solution is less effective than the first, but it is better than to go it alone and never not to meet its objectives.

3. 3. The third solution, which is the best, if not in combination with the first, it is to alter the economic system, with the Software Economy which makes it possible everyone to live right, in an economy as capitalist as that which you currently have. You will have to consult the document “Bet on a Softwared Economy” (Ref.: ECO-0030-v10-EN)..

4. 4. The fourth solution, in fact which is not a true bearable solution in the long term, you will see with the next section, this fourth solution consists in requesting money from the rich people!!! But it is not me which suggests this fourth solution, in fact, it is something which people think naturally. But is this really a solution? We will see with the next section how Bill Gates passed from a fortune of 37 billion $ USD in 1995 to a fortune much poorer currently, even if its bank account indicates 115 billion $ USD. We will see that the rich people are also in the disorder financially. And that with financial evidence and facts. Here, the financial word is underlined, because the economists are blind as the leaders who did not read this documentation yet. But it is not a reproach. So today, you are acknowledged, is it a grace of the Eternal, if not, which would have been the value of the graces if the grace did not have an effect?

Certain judge with their contents in bank… Like several rich person besides. But exactly how the chiefs of Church did not see the wall before being able to achieve their goals of purchase of Church… the rich people are as human as the chiefs of Church, and did not do better as for the management of their fortune. For appearances of the meter in the account of bank, it is necessary to re-examine certain basic notions in finance… or rather “some advanced concepts” if one takes account of the effect of the cupidity of the rich people. For example, we will base ourselves on Bill Gates, which he was and what he became. First of all, we point out that Bill Gates was proud in 1995 of his 37 billion $, after the launching of its software operating system (OS), the famous “Windows 95”, to which its evolution will be still debatable in another document! Therefore, if Bill Gates passed from 37 billion $, in 1995, to 115 billion $ in 2021, that seems to be an increase. But not. In fact, Bill Gates made grow his fortune in an annual way according to his annual profit, but an actualization of monetary flows shows that Bill Gates moved back of much, its fortune was exhausted, including same the value of its Microsoft company. And there you will say yourselves in yourself, acquisitions did not count… yes materially speaking, but when you to buy a new car, while leaving the dealer, it already lost much value for the resale. But here, it is not about car, fortunately, if not that would have been worse. However, Bill Gates is less rich than in 1995. If it is believed always in 1995, therefore if one thinks to be at that time, if Bill Gates touches 115 billion in 2021, how much that is worth in 1995?

We will say whereas Bill Gates passed from 37 billion $ and fixed hollow towards a poor fortune of 9.7 billion $. Now, will you say… acquisitions and the purchases of company, etc. In fact, could the reduction be exponentially lower and last under the bar of the 9.7 billion if Bill Gates requires a higher output of his acquisitions… how that would be possible?

When the chairman of Coca-Cola is pleased with an increase in his margin of profit of 2 percent… that is very bad for the rich people, including this chairman… In fact, the decrease because of the actualization of the net amount of fortunes will be accentuated as one on the right and on the left seeks to increase their margin. As would say one, if the output required of the shareholders is not anymore 10%, but 12%, how much is worth this climbing with the output?

Do you understand? During the acquisition of a company, the ones speculate about the value of the actions by supposed the effect of synergy, but they forget that they at the same time made fall the value of their actions in stock market… without that being entered by the authority of the financial markets. There is thus here an enemy moreover than inflation, there is the “speculation”, which pushes the business owners and the shareholders to be required more than the paid price for their actions… so that the cost price is lower than the profits in time.

Therefore, if Bill Gates acquires actions of Can Inc., at the beginning Bill Gates value of the actions paid according to the following formula, which calculation the profit of the noncurrent flow value company… thus a company which makes 100 $ of profit, is worth 1,000 $ (100 $ X 10 years). It is the price which a purchaser for a company is willing to pay. Obviously, we will pass over the concepts of evaluation according to the assets. If Bill Gates wants that Bogus Inc. He reports more than it paid it. To the place which the output is of 10% of profit like current, he says himself create synergy… and the company will bring back 12% of profit. Now you understand that it will cost some expensive Bill Gates for the acquisition of a company if the bar of the average required crossed the course of the 12 (120 $ X 10 years = 1,200 $).

In an isolated way, the rich person is like each isolated Church and it meets a wall. And the regroupings schemers of the rich people create only more effect of synergy… and their fortunes take a blow of it!

Rich people never thought before this document, before to have read it, but if one put oneself in the skin of a rich person in the past, how their fortune is currently worth, by bringing up to date their fortune since this date. They never saw it, if not one would have perhaps seen Bill Gates committing suicide with the wire of the power supply of his computer… that is some jokes, the reality is that rich people had lost, and the Churches cannot count any more on a generosity on behalf of these long-term people.

The solution #3 proposed with the Softwared Economy is the best to date as solution, besides a regrouping of the Christian Churches which is also of setting, increasing the chances of success.

Even if rich person chose increases in price and to develop a siphon increasingly more powerful, in the document “Bet on the Software Economy” (Ref.: ECO-0030-v10-EN), one explains you that is not any more one problem.

For those which do not suspect it yet, if the financial forecasts, we prove to be exact recently exceeded the point of no return by basing you on the graphics of FIGURE 6.1. Indeed, if fortunes disaggregated as explained to section 5 and why the debts increased, it there the effect of stretching which is caused by “the illusion of better going”. As in engineering, one cannot stretch a material infinitely, because the part will end up breaking if it subjected constantly to a tension. This time, the economy broke because the authorities in some places were deaf vis-a-vis forecasts and warnings of scientist, including myself. Several scientists tried to alert, but the authorities continued to worsen the problem. I wish that this time, you not scorn Software Economy presented in documentation.

If one had invested more in my company, rather than to fear that I would be supposed the Antichrist according to the opinion of certain people who know me, or which thinks of knowing me, butdon’t know me really, then perhaps that investment fund in my business would have already made it possible to catch up with this misfortune. But now, it is too late, it makes already night, fortunately for you that Batman is still of service during the night!

Last May, God made me understand that fortunes were destroyed because one never invested in my company. God also warned me that all the churches had sunk in this May too: it is a noted fact that it is necessary to fight in its own congregation to render comprehensible itself and to hear, they do not wait until advise them of others, and finally, they retort comments of the kind “my church has already a building”, “one does not need building, because one has only need for God”, or “it is not the goal very well to have a building”…, if such is the conviction of church, they will fall because they bathe in the same economy!!! God revealed me well a prophecy like what my Pastor or I go will have to be another place, if it does not have any more the means… it should well be held in account, travelling expenses for example that if they are not covered, they will fall.

The subject of Federate Churches remains all the same a challenge to link them. Many sees logistic difficulties, such as if a belief is not in conformity with their, it rejects this entity. Some accentuate even the effect of distance while projecting to find differences fallible in the faith according to them. But what is certain, according to this document, if the Churches remain divided, they will not pass the wall. And it is the same challenge which expects the believers, I think on good of other things, if one applies a sight to that. The sight would be that if that occurs financially, that will occur on other subjects of importance.

It is not the moment to want to support a division, nor to say itself in ourselves we will expect the exceptional occurrence of removal. If you remain divided even after having read this document, as a Church, you will not do better with the paradise with more beautiful flowers. Because the flowers will not manage better your finances for you, even if they are liked. You will not remove the evil nor the sin by being unaware of it, because the pains tend to disturb   much! Thus, as a brother in the Lord, I invite you to seek and also to find the way of unify you.

Just after a woman spread an alabaster vase over the head of Jesus in Bethany, in the house of Simon the Leper, Jesus prophesied that everywhere this gospel shall be preached…